Before Applying for Flood Mitigation Assistance Fund

Eligibility

Cost sharing or non-federal twinning

Flood Mitigation Assistance Funds can be used for projects that reduce or eliminate the risk of repetitive flood damage to buildings insured by the National Flood Insurance Program, including:

  • Scope of the project
  • Technical assistance
  • Community flood mitigation projects
  • Individual flood mitigation projects
  • Management fees

The types of existing projects are detailed in the Hazard Mitigation Assistance Guidance.

Projects must:

  • Be profitable
  • Located in a participating NFIP community (in good standing)
  • Align with FEMA Approved Risk Mitigation Plan
  • Meet all environmental and historical preservation requirements (EHP)

Examples of types of projects eligible for funding are presented in the Mitigation Action Portfolio (MAP) and serve as case studies of innovative mitigation at various project scales.

Eligibility

Candidates and sub-candidates

Types of sub-applications

States, Tribes, and Territories may submit applications on behalf of sub-applicants for Flood Mitigation Assistance Funding in FEMA Grant Results (GO), the new grant management system to support FEMA grant programs.

Applicants may have their own priorities and / or requirements when screening their sub-applicants. Sub-applicants cannot submit directly to FEMA. Sub-Applicants should submit their Sub-Applicants to their Applicant for review and submission.

Owners, business operators, and non-profit organizations cannot apply directly to FEMA, but may be included in a sub-application submitted by an eligible sub-applicant. For more information, please contact your local government or state to apply for flood mitigation assistance funding.

Candidates and sub-candidates

Candidates Often determine mitigation priorities, which are generally aligned with program visions and objectives. Contacting the State Risk Mitigation Officer (SHMO) or equivalent representative of a federally recognized government or tribal territory can be helpful in selecting the hazards that pose the greatest threat and determining the best mitigation strategy. From these broad mitigation strategies, sub-candidates weigh the public interest while targeting specific mitigation projects beneficial to their communities.

Entities interested in establishing flood mitigation assistance sub-applications may contact city / town / county directors, planning and / or emergency management offices within local governments, including cities, townships, counties, special district governments and recognized tribal governments the federal government. For local governments, please contact your state risk mitigation officer to learn more about the applicant’s priorities, timelines, and additional requirements.

Candidate eligibility conditions

  • Applicants can include states, the District of Columbia, U.S. territories, and Indian tribal governments (federally recognized).
  • Each federally recognized state, district of Columbia, territory and tribal government will designate an agency to serve as the funding applicant. Each applicant’s nominated agency can only submit one FEMA Flood Mitigation Assistance Grant application. An application can consist of an unlimited number of sub-applications.
  • Applicants must have a FEMA approved tribal or state risk mitigation plan by the application deadline and at the time of commitment of grant funds.

Sub-candidate eligibility conditions

  • Local governments, including cities, townships, counties, special district governments, state agencies, and federally recognized tribal governments (who choose to apply as sub-applicants) are considered applicants. sub-nominees and must submit sub-nominees to their state / territory / tribal application agency.
  • All sub-applicants must participate in the National Flood Insurance Program and not be removed, on probation, or suspended. Structures identified in the sub-request must have a National Flood Insurance Program policy in effect on the request start date and must maintain it until the completion of the mitigation activity and for the duration of the request. the service life of the structure.
  • Verification of a community’s eligibility for the National Flood Insurance Program is available online in the Community Status Book.
  • Sub-applicants must have a local or tribal risk mitigation plan approved by FEMA by the application deadline and at the time of the grant funds obligation for mitigation projects (except for the mitigation planning).
  • A tribal government may choose to apply as a sub-candidate to an eligible state or territory. A note, federally recognized tribal governments have the option of applying as an applicant or sub-applicant.

Types of sub-applications

Community flood mitigation projects are local level drainage / flood control projects to improve drainage and reduce flood risk for communities and can include many activities such as drainage pipes, water stations. pumping, topographic leveling, dikes, swamp restoration and other nature-based solutions.

Project Scope: Project scoping activities are designed to develop mitigation strategies and obtain data to prioritize, select and develop complete applications in a timely manner, resulting in either improved capacity to identify appropriate mitigation projects, either by developing an application. mitigation project ready for FMA or other.

Flood Mitigation Planning Activities: Planning sub-applications for the state, local community, tribal and territory flood risk component, risk mitigation plans and updates to plans are limited to $ 100,000 per applicant for flood risk mitigation planning with a maximum of $ 50,000 for state flood risk mitigation planning and $ 25,000 for state flood risk mitigation planning. local flood risk mitigation planning.

Technical Assistance: FEMA will select eligible TA sub-applications up to $ 50,000 in federal cost-sharing for recipients to whom FEMA has committed a federal share of at least $ 1 million during the FMA cycle previous.

Individual Flood Mitigation Projects: Individual Flood Mitigation Projects are those that mitigate the risk of flooding of individual structures insured by the NFIP and prioritize properties meeting the SRL and RL definitions. These types of projects include acquisition, acquisition relocation, relocation, elevation, mitigation reconstruction and dry waterproofing of historic or commercial structures.

Cost sharing or non-federal twinning

Information on cost sharing specific to flood mitigation assistance

Information on Federal Cost Sharing for Serious Repetitive Losses

Information on Federal Cost Sharing for Recurrent Losses

Cost sharing is required for all sub-applications funded by the Flood Mitigation Assistance Program. Typically, the cost share for this program is 75% federal / 25% non-federal. Cash contributions, third party in-kind services, materials, or any combination thereof may be accepted as part of the non-federal cost share. Learn more about cost sharing.

Information on cost sharing specific to flood mitigation assistance

FEMA may consider sharing non-federal costs based on the availability of remaining federal funds, as outlined in the Funding Opportunity Notice, Section E, Application Consideration Information. Community flood mitigation projects are eligible for only 75% of federal costs.

FEMA may contribute a higher share of federal costs for individual property mitigation projects for repetitive loss (RL) and severe repetitive loss (SRL) properties.

These projects include acquisition, acquisition relocation, relocation, elevation, mitigation reconstruction and dry waterproofing of historic or commercial structures.

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Title 42 of the United States Code defines recurrent loss and helps mitigate severe recurrent loss. Refer to Chapter 50 – National Flood Insurance for more specific information.

Information on Federal Cost Sharing for Serious Repetitive Losses

  • FEMA can contribute 100% of the federal cost share. The Biggert-Waters Flood Insurance Reform Act of 2012 updated the definition of a severe recurrent loss property. This includes:

(a) A current policy of the National Flood Insurance Program [HR1] is in effect for building and contents coverage and the property has suffered flood damage with the following criteria

  1. At least four separate claim payments (including building and contents) have been made under flood insurance coverage with the amount of each of these claims exceeding $ 5,000 and the cumulative amount of those payments claim exceeding $ 20,000.
  2. At least two separate claim payments (includes building coverage only) with the cumulative amount of those claims exceeding the market value of the insured structure.

Information on Federal Cost Sharing for Recurrent Losses

FEMA can contribute up to 90% of the federal share of costs. A repeat loss property is defined by a flood insurance policy issued for the National Flood Insurance Program. The definition includes the following two elements

suffered flood damage on two occasions, during which the cost of repair, on average, equaled or exceeded 25% of the market value of the structure at the time of each flood.

  • At the time of the second incidence of flood damage, the flood insurance contract contains increased cost of compliance (ICC) coverage.

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